checking-products

Checking Products

Checking Products

At Farmers National Bank, we recognize how important your money is to you. That’s why we offer two different checking accounts to fit your needs with no service charges as long as you qualify. Choose the checking product that’s right for you.

Classic Checking

A traditional checking account with the following benefits:
  • Unlimited check writing
  • Monthly statement of activity
  • Imaged checks printed in check number order are returned in monthly statement
  • Combined statement availability
  • FREE Debit Card & ATM access (Privileged Status)
  • FREE Online Banking access
  • Sweeps available
  • Automatic funds transfer available
A $3.00 monthly service charge will be waived if any one of the following applies:

Maintain a minimum daily balance of $300 during the statement cycle; or maintain an average daily balance of $1,000 during the statement cycle; or maintain any checking, savings, CD or loan account with FNB that has a ledger balance of $1,000 or more in any one account on your statement date; or account is set to receive e-statements with an active online banking account.

Super Now Checking

An interest-bearing checking account for individuals, sole proprietors, or non-profit organizations that pays a competitive rate of interest. A $1,000 minimum opening balance is required.

Other benefits include:
  • Unlimited check writing
  • Monthly statement of activity
  • Imaged checks printed in check number order are returned in monthly statement
  • Combined statement availability
  • Interest compounded and credited monthly
  • FREE Debit Card & ATM access (Privileged Status)
  • FREE Online Banking access
  • Sweeps available
  • Automatic funds transfer available
A $5.00 monthly service charge will be waived if any one of the following applies:

Maintain a minimum daily balance of $1,000 during the statement cycle; or maintain an average daily balance of $2,000 during the statement cycle.

Debit Card

Farmers National Bank Debit Card lets you access your checking account without the hassle of writing a check!  Make purchases at the grocery store, gas station, mall – wherever MasterCard® is accepted.  FNB Debit Cards are equipped with an EMV technology for added protection.  EMV (Europay, MasterCard, Visa) is a microchip technology that provides increased security capabilities and has successfully reduced counterfeit fraud around the world.  


Use the Debit Card to access your checking and savings account through any ATM – worldwide! FNB is a member of the surcharge free ATM network, MoneyPass.  Please use the link below to find participating ATMs near you.  Look for the MoneyPass logo on the ATM.

https://www.moneypass.com/index.html

Money Pass

FNB Fraud Center helps secure our cardholders’ information and protect against fraudulent transactions 24/7.  If suspicious transactions are detected, a fraud analyst will attempt to contact you by phone, text and e-mail to verify the authenticity of the suspicious ATM/Debit transaction.  The fraud analyst may ask you to provide some information to help identify you as the cardholder.  The fraud analyst will NEVER ask you for your complete debit card number, PIN, full Social Security Number, or account number.  The Fraud Center approved times for contacting cardholders are 8 AM – 9 PM by phone call, 7 AM – 9 PM by text, and 24/7 by e-mail alerts.

Your card will be immediately disabled if fraud is confirmed.  If you cannot be contacted, your card may be temporarily blocked until the transaction can be verified.